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Investopedia requires writers to use primary sources free credit bureau support their work. These include white papers, government data, original reporting, and interviews with industry experts. We also reference original gree from other reputable publishers where appropriate. You can learn more about the standards we follow in producing accurate, unbiased content in our editorial read article. Compare Accounts.

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A mortgage banker is a company, individual, or institution that originates mortgages. Mortgage bankers use their free credit bureau funds, this web page funds borrowed from a warehouse lenderto fund mortgages. After a credti is originated, a mortgage banker might retain the mortgage in a portfolio, or they might sell the mortgage to an investor. Additionally, after a mortgage is originated, a mortgage banker might free credit bureau the mortgage, or they might sell the servicing rights to another financial institution.

A mortgage banker's primary business is to earn the fees associated with loan origination.