Fresh start program auto loans

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Finding a lender on your own and getting loan preapproval before you go to a dealership can help you negotiate during the car buying process. Most traditional banks offer new and used car loans as well as refinance auto loans. Some also provide private-party loans and lease-buyout loans. Credit unions are similar to banks in that they typically offer purchase and refinance loans.

But unlike with a traditional bank, you need to be sfart member of a credit union to use these services. If you qualify for membership, joining a credit union may be worth it since they generally offer lower interest rates than banks.

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