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Excessive Applications Avoid excess card applications to preserve your credit history. Uncontrolled Usage Refrain from maxing out your limit; it harms your credit score. Cash Withdrawal Avoid withdrawal of credih using Credit Cards to avoid additional fees or interest payments.
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Many lenders have fixed loan-to-value LTV ratio requirements for their home equity loans, meaning you'll need to have a certain amount of equity cgedit your home to qualify.
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